prudent
adj acting with or showing care and foresight; showing good judgement 审慎的; 有先见之明的; 判断力强的
prudent housekeeping 精明的治家
a prudent saver of money 很会精打细算的储蓄者
It would be prudent to save some of the money. 存点钱是有远见的.
That was a prudent decision. 那是一个审慎的决定.